Don't drown yourself in credit card debt like so many other adults. What's the best way to use a credit card?

Answer Pay off your balance in full each month

While credit cards may be the devil to certain adults, knowing how to use them can help you build your credit score which will allow you to apply for bank loans. The smart adulting way to use a credit card is to make on-time payments, pay the balance off in full each month, and not max out the card but stay well below your limit.

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